Earn Market
Leading Interest
on Your Hedge Account

Our Interest Plan allows you to earn competitive institutional rates on your hedge account balances – with fully automated, daily calculated interest and a secure, regulated setup for brokers and banks.

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Institutional interest rates

We offer attractive interest rates across major currencies:

Currency Up To
USD 4,2%
EUR 2,3%
GBP 3,9%
PLN 4,1%

Maximize your returns without changing your daily operations.

How the interest plan works
Sign the agreement quick onboarding
Funds stay on your hedge account business as usual
Balances generate interest earn top rates on your hedge account
Automatic accrual calculated daily, paid monthly
Why choose our interest plan?
Multi-currency coverage
Automatic interest accrual
Secure & compliant solution for brokers and banks
Interest calculated daily
Have a more questions?
OVERVIEW

The Interest Plan allows brokers and banks to earn competitive institutional interest on their hedge account balances. Interest is calculated daily and paid monthly.

Yes. Our solution is offered under a fully regulated and compliant framework, ensuring safety and trust for institutional partners.

The solution is designed for institutional clients such as brokers, banks, and financial institutions.
WHO IS THE INTEREST PLAN DESIGNED FOR?

The Interest Plan is dedicated to institutional partners i.e. banks and brokers who want to make the most of their free funds. It’s ideal for companies looking to generate additional revenue on inactive capital, without any operational changes or additional integration.

The Interest Plan is dedicated to institutional partners i.e. banks and brokers who want to make the most of their free funds. It’s ideal for companies looking to generate additional revenue on inactive capital, without any operational changes or additional integration.

An active client is a partner who is actively utilizing XTB and X Open Hub solutions. - has a positive balance on the hedge account, - maintains positive Free Funds (Free Margin) as per midnight CET/CEST - executes mutually agreed turnovers, that are set and negotiated individually by each client. Once these conditions are fulfilled, the hedge account automatically qualifies for daily interest calculation.
FUNDS & ELIGIBILITY

No. Your funds stay on your hedge account, generating interest while you continue normal operations.

No, there is no minimum value of funds on a hedge account that triggers interest rates.

No, there is no maximum account value or maximum funds limit on the hedge account that stops from the interest rates calculation.
RATES

The current interest rates offer is published on the following website: https://xopenhub.pro/interest-plan/
CALCULATION

The subject of the daily calculation are the Free Funds on the hedge account (Free Margin as for midnight CET/CES). In other words, the unused funds are working on our partners’ accounts.

1 Day Interest = Free Funds (as for midnight CET/CEST) * Interest Rate / 365 days

Yes. The Free Margin value taken from the history report from the hedge account shall be multiplied by the daily interest rate.

Interest is calculated automatically on a daily basis and credited to your account monthly.
EARNING EXPECTATIONS

Interest on an account depends on the trading activity from the previous month. Please review interest rate activation conditions or contact your Account Manager directly for more clarification.

The amount of interest booked on your hedge account depends on Free Funds available at the midnight CET/CEST and interest rate. The latter one depends on the currency of your hedge account.
BOOKING & TIMING

Please check if the activation conditions were met during the previous month. If those were fulfilled please contact your Account Manager directly.

The interest will be booked on your account with XTB within 10 working days of the next month.
TAX

Yes, the tax rate varies across countries, for more details please contact your Account Manager directly.